Home Loans

We offer Home Loan solutions to our customers for construction, purchase, repair and renovation of dwelling units and our strength is in our ability to closely understand our customer’s repayment ability and tailor our offerings to that. We offer loans to all segments where formal income documents are not available and each loan offer is made after calculating the applicant through field investigation and cash flow assessment. Under this Assessed Income program we offer loans upto 35 lacs subject to eligibility as computed by EHFL.

We offer satisfyingly priced products and our Rate of Interest captures the individual details of each customer through a customized credit funding model.

We have a huge and developing network of branches manned by our own staff which helps in ensuring a fast and smooth customer experience with emphasis on a single window interface for the customer. Our Branch Operations have significant technology architecture to ensure industry leading customer experience.

We also offers Balance Transfer facility on attractive terms to help our customers lower their EMI cash outflows and also avail of attractive Top Up facilities subject to their eligibility.

Salaried Individuals	Self-Employed Individuals
Latest salary slip or salary certificate	Last 2 years Income Tax returns duly certified by CA
Form No.16 or PF statement or appointment letter in case of Cash Salary	Last 2 Years Balance Sheet and Profit and Loss A/C with Annexures and Schedules
Any other documents, as may be required	Any other documents, as may be required

 

Passport Size Photograph 

Identification Proof

Age Proof

Bank statement / Pass book copy for last 3-6 months