Banking and Beyond

Banking and Beyond

Overview of “Banking and Beyond” Smallcase

The Banking and Beyond smallcase is thoughtfully designed for investors seeking exposure to India’s robust and evolving financial sector. This portfolio combines stability and growth by focusing on a blend of Public Sector Banks (PSBs), Non-Banking Financial Companies (NBFCs), private banks, housing finance institutions, and Asset Management Companies (AMCs).

Why Choose This Portfolio?

1. Diversified Financial Exposure
   With 60% weightage to PSU Banks, the portfolio captures the growth potential of government-backed institutions benefiting from reforms and increased credit demand. The remaining 40% is allocated to dynamic sectors like private banking, NBFCs, housing finance, and AMCs, offering resilience and high growth.
2. Steady Returns with Growth Opportunities
   PSU Banks provide stability through consistent performance and government support, while private banks and NBFCs add a layer of innovation and higher returns. Housing finance and AMCs diversify the portfolio further, catering to sectors with strong future prospects.
3. Balanced Risk-Reward Profile
   The mix ensures investors benefit from the lower risk of established PSBs and the higher growth potential of private players and NBFCs. This balanced approach suits long-term SIP investors seeking both safety and wealth creation.
4. Aligned with India’s Economic Growth
   The Indian banking and financial services sector is a backbone of the economy, and this smallcase positions investors to capitalize on the ongoing credit expansion, rising consumer demand, and evolving financial landscape.

Who Should Invest?

• Long-term investors looking for a steady SIP option.
• Individuals aiming to benefit from India’s growing financial sector.
• Investors seeking diversified exposure across the banking, finance, and AMC industries.

With “Banking and Beyond,” you can rest assured your investments are aligned with growth opportunities while maintaining a robust foundation in India’s financial sector.